Final · our forecast was CHI 39%, SF 61% · Updated Dec 28, 2025
Expected margin
SF by 3.6
Expected score
SF 26.2 – 22.6 CHI
Expected total
48.8
BearsThe matchup49ers
+154Our fair odds−154
22.6Expected points26.2
+0.32Power rating+0.53
25.8Points / game26.1
23.6Allowed / game21.3
371Total yards / game354
5.7Yards / play5.5
219Passing yards / game249
11−4Season record11−4
8−2Last 107−3
Prediction markets
Kalshi · Polymarket US · ProphetX · Novig
CHI chance · SF chance
Our model fair39.3%60.7%
Kalshino two-sided price
Polymarket USno two-sided price
ProphetXno two-sided price
Novigno two-sided price
Full price table
Team
Our modelfair
Kalshi
Polymarket US
ProphetX
Novig
Moneyline
CHIChicago Bears
+15439%
—
—
—
—
SFSan Francisco 49ers
−15461%
—
—
—
—
SpreadSF by 3.6
CHIChicago Bears
+3.6our margin
—
—
—
—
SFSan Francisco 49ers
−3.6our margin
—
—
—
—
Totalwe expect 48.8
Over
48.8our total
—
—
—
—
Under
48.8our total
—
—
—
—
These are each venue’s last prices before the start (Kalshi’s moneyline: its pre-game close). Odds are the price to buy that side now, taker fee included; the small percent is the implied chance of that same price. Highlighted is the best price in the row among venues on the same line. — means not listed (hover or tap for why). A market price is not the true chance of winning.
Margin range
San Francisco 49ers by 3.6 expected
42352821147071421283542
← CHI wins bySF wins by →
San Francisco 49ers wins by 3 or more53%
San Francisco 49ers wins by 7 or more37%
San Francisco 49ers wins by 10 or more29%
Within 3 points either way25%
Centered on the expected margin above; shape from the real results of 1,401 past NFL games.
Total range
48.8 expected
2030405060708090
Total points, both teams
Total over 41.567%
Total over 48.548%
Total over 55.531%
Total from 42 to 5536%
Centered on the expected total above; shape from the real results of 1,401 past NFL games.